信用证(Letter of Credit, 简称L/C)方式是银行信用介入国际货物买卖价款结算的产物.它的出现不仅在一定程度上解决了买卖双方之间互不信任的矛盾,而且还能使双方在使用信用证结算货款的过程中获得银行资金融通的便利,从而促进了国际贸易的发展.因此,被广泛应用于国际贸易之中,以致成为当今国际贸易中的一种主要结算方式.

     信用证是银行作出的有条件的付款承诺,即银行根据开证申请人的请求和指示,向受益人开具的有一定金额,并在一定期限内凭规定的单据承诺付款的书面文件.

Basic Expressions（基本例句）

本公司很乐意通知贵方,本公司已开立一份信用证,有效期至9月30日,以贵方为受益人,金额10,000美元.
We are pleased to inform you that we have opened an L/C for a sum of US$10,000 valid until September 30 in your favor.

本公司很高兴通知贵方,本公司已开立了一张不可撤消的保兑信用证.
We are pleased to inform you that we have opened an irrevocable and confirmed letter of credit.

本公司相信本公司所开的信用证,最迟将在本星期末之前,经由通知银行到达贵处.
We think the credit opened by us will be with you through the informing bank at the latest by the end of this week.

本公司要求贵方最迟要在6月20号前装运,因为信用证的有效期限到6月30日为止.
We request you make shipment at the latest by June 20 as the term of credit is up to June 30.

本公司认为贵方若仔细查读信用证,将可发现信用证的细节.
We think the details of L/C will be found on your close checking of the L/C.

请让本公司了解信用证的状况,以便本公司安排装运.
Please let us know the situation of L/C so that we can arrange for shipment.

由于信用证上无指定押汇银行,因此贵方可自由选择押汇银行.
As this L/C is an open L/C, the negotiating bank is at your option.

由于信用证余额是50,000美元,因此请将装运费用限制在此范围内.
As the balance of L/C is US$50,000, please make shipment within the amount.

由于贵方的信用证是经由我方的银行所让购,因此请开立一份无指定押汇银行的一般信用证.
As your L/C was negotiated throgh one of our bankers, please open a general L/C.

Words and Expressions （词汇和短语）

Irrevocable and confirmed L/C 不可撤消的保兑信用证
Documentary L/C 跟单信用证
Advising bank; informing bank 通知银行
Term of credit; validity of L/C 信用证的有效期限
Expiration of L/C; expiry date of L/C 信用证到期日
Details of L/C; particulars of L/C 信用证的细目
Position of L/C; situation of L/C 信用证的状况
Negotiating bank 押汇银行
Balance of L/C 信用证余额
Amount of L/C 信用证的金额
Exten of L/C 信用证的延期
Application of L/C 申请开立信用证
Cancellation of L/C 取消信用证
Grant an extension of L/C 允许信用证延期
Open an L/C by fax; fax an L/C 以传真开立信用证
An L/C is valid; an L/C is good; an L/C remains in force 有效的信用证
An L/C expires 信用证期满
Confirming bank 保兑银行
Notify an L/C 开立信用证
Advice of L/C 信用证的通知
Amendment of L/C 信用证的修正
Receive an L/C; secure an L/C; get an L/C; obtain an L/C 收到信用证
Open an L/C for the sum of ~; establish an L/C of ~ 开立一张金额为~的信用证