贸易往来投保海上保险(Marine Insurance),可弥补海运途中的损失.所以买卖双方,可以安心地进行交易.海上以及陆地在运输途中所有因危险而遭受的损失.可以由保险来弥补.买方可以免除对意外损失的忧虑,而将心思放在商品的价格和品质,以及交货期等实质内容上.

Basic Expressions（基本例句）

一份综合险保单保所有的险，是吗？
An All Risks policy covers every sort of hazard, doesn't it?

我们想为这批瓷器投保综合险。
We'd like? to cover the porcelain ware against All Risks.

请将这批货物投保综合险人民币5000元。
Please insure the shipment for RMB5,000 against All Risks.

我们已经将这些货物按发票金额加百分之十投保综合险。
We've cover insurance on these goods for 10% above the invoice value against All Risks.

平安险只有在发生较小危险时才给保全部损失险。
An F.P.A. policy only covers you against total loss in the case of minor perils.

平安险不包括单独海损性质的部分损失。
The F.P.A. doesn't cover partial loss of the nature of particular average.

水渍险在任何情况下都给保部分损失险。
A W.P.A. or W.A. policy covers you against partial loss in all cases.

你们要保罢工、暴动、民变险，是吗？
You'll cover SRCC risks, won't you?

按照我们的惯例，只保基本险，按发票金额110%投保。如果要加保其它险别，例如破碎险、渗漏险、盗窃遗失险、钩损和污染险等，额外保险费由买方负担。
As our usual practice, insurance covers basic risks only, at 110 percent of the invoice value. If coverage against other risks is required, such as breakage, leakage, TPND, hook and contamination damages, the extra premium involved would be for the buyer's account.

Words and Expressions （词汇和短语）

Insurance free of (from) particular average (FPA). 平安险（单独海损不赔）
Insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险
Risk of breakage 破碎险
Risk of clashing 碰损险
Risk of rust 生锈险
Risk of hook damage 钩损险
Risk of contamination (tainting) 污染险
Insurance against total loss only (TLO) 全损险
Risk of deterioration 变质险
Risk of packing breakage 包装破裂险
Risk of inherent vice 内在缺陷险
Risk of normal loss (natural loss)? 途耗或自然损耗险
Risk of spontaneous combustion 自然险
Risk of contingent import duty 进口关税险
Insurance against war risk 战争险
Air Transportation Cargo War Risk 航空运输战争险
Overland Transportation Insurance War Risk 陆上运输战争险
Insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险
Insurance against extraneous risks, insurance against additional risks 附加险
Risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险
Risk of fresh and/of rain water damage(wetting) 淡水雨淋险
Risk of leakage 渗漏险
Risk of shortage in weight/quantity 短量险
Risk of sweating and/or heating 受潮受热险
Risk of bad odour(change of flavour) 恶味险，变味险
Risk of mould 发霉险
On deck risk 舱面险